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60 stocks 40 bonds Should I still use the 60/40 investing rule for retirement?Jun 17, 2024 · A 60/40 portfolio — made up of 60% stocks and 40% bonds that's often a default recommendation, aiming to minimize risk while still enjoying growth — is down nearly 18% in 2024, the worst start to a year since at least 1976, according to an analysis from Bespoke Investment Group. "A similar asset allocation has started the ..